When deciding whether to make a claim, please consider the following options:
Claim against your own Insurance policy
It is recommended, in the first instance, to make a claim on your own insurance policy. If your insurer believes that Council is at fault they will consider seeking recovery against Council.
There may be an excess fee to be paid by the claimant and you should discuss this with your insurer.
Your insurer is more likely to pay your claim on a replacement new for old value whereas settlement by Council will be on an indemnity basis (current depreciated value).
Claim directly from Council
If seeking compensation directly from Council, you will need the following information
- Details of where, when and how the problem occurred.
- Photographs or video of the damage
- Two quotes for the replacements or repair of the damaged item or alternatively receipts for expenses paid to date.
- Reports from relevant expert such as doctors, arborists, building professionals
- Witness reports and contact details
- Reference number from Council where you have reported the problem
Claims against Council may include property damage, damage to motor vehicles, or personal injury.